Flexible financing means splitting a purchase into multiple payments rather than paying for it in a lump sum. In other words, if you’re approved for and accept one of our Koalafi financing offers, you can put your purchase on an installment plan and pay for it over time, interest free, rather than paying for it all at once with a check or credit card. The best part is that you don’t have to wait until it’s paid off to have your item(s) - you can take your purchase home today!

What is the application process like?

Applying is quick and simple. Just stop in at your nearest ROC City location and an associate can walk you through the process. A few helpful things to know include:

  • You must be at least 18 years old
  • You will need to have your photo ID, social security or ITIN number, bank account information available
  • You will need to submit $89 for the application fee and initial payment to apply
  • Part of the application process involves a credit check, which is done at the store in a matter of minutes

Is flexible financing for me?

That’s a question only you can answer. One of the main reasons ROC City offers flexible financing is to allow people to get quality furniture for their home without digging into their savings account or accruing a lot of interest on a credit card. It can also be helpful for those who are either establishing or rebuilding their credit and may not have access to low or zero interest rates elsewhere. Even with 0% interest, there are monthly payments that you need to plan for and make sure you can handle without stress. 

For many customers, flexible financing can be a useful tool to help keep both their home and wallet looking great. At Roc City Furniture, we know that everyone's situation is different and our friendly staff is here to help answer any questions you may have. We invite you to call our locations in Greece at 585-323-1250 or Henrietta at 585-272-1250, or send an email through our secure contact page.